Sharesave is now closed for 2024
We're no longer accepting applications for this year's Sharesave.
You'll be invited to join in 2025 should Sharesave be offered again.
Imagine being part of something where your efforts not only contribute to Flutter's success, but also reward you personally.
We're committed to building an inclusive workplace where you feel valued and recognised. That's why we're excited to offer Sharesave – a simple way to share in our global success.
Sharesave provides you with the opportunity to buy Flutter shares at a 20% discount. Save from as little as £10 a month straight from your net salary, for three years, and at the end you can decide to use your savings to buy Flutter shares at the discounted price or take your savings. The choice is entirely yours. Plus, you'll receive a tax-free bonus!
This is your chance to benefit as our company grows. Sharesave is open to all permanent and fixed-term colleagues, providing you joined us before 26 November 2024.
Save directly from your monthly salary through payroll for 3 years
Choose a fixed monthly savings amount from
£10 up to £500
Enjoy a tax-free bonus, plus the option to buy shares at a 20% discount
Leave any time or take a savings break of up to 12 months
Share price discounted by 20%
Application window
Your first savings taken
Finish saving and get tax-free bonus
Decide what to do with your savings
Sharesave opened with a discounted share price set at £174.64. Rick liked the flexibility and simplicity of it, so he joined and saved £50 a month.
After three years, Rick had saved £1,800 and earned a £45 bonus, giving him a total of £1,845. By then, the Flutter share price had increased to £220.
Rick decided to use his savings to buy shares at the discounted price. With his £1,845, he can buy 10 Flutter shares (£1,845 ÷ £174.64 = 10 shares). The remaining £98.60 that can't buy a whole share is paid back to him in cash.
If he decides to sell his shares at the new Flutter share price, they will be worth £2,200 (10 shares x £220 per share). This would be a profit of £400 (£2,200 - £1,800), which is a gain of around 22%.
Rick wants to enjoy the benefits of being a shareholder, so decides to keep his shares, hoping his profit will grow further as Flutter grows.
Remember past performance is not necessarily a guide to future performance. The performance of investments is not guaranteed and the value of any investment can go down as well as up. You can withdraw your savings, in full, either during or at the end of Sharesave.
We know that life can be unpredictable, so it's good to know Sharesave can work for your personal circumstances. Use this calculator to see what Sharesave might look like for you – model different scenarios to help you make the right decision.
This calculator is for illustrative purposes only, as there are future variables that cannot be predicted.
Please refer to the information buttons throughout each section for further information.
UK Capital Gains Tax (CGT)
For the current tax year (2024/25), the UK CGT allowance is £3,000 across all assets. This calculation does not include any other UK CGT gains you may have made from different assets.
For more information, please visit HMRC.
This is your 'monthly savings amount' multiplied by 36 months (3 years)
If you complete the savings period you get a tax-free bonus set by HMRC. This is your 'monthly savings amount' multiplied by 0.9 (current Sharesave bonus rate).
This is your 'total savings' plus your 'tax-free bonus'.
The discounted price is set before each Sharesave period starts. This is our market share price at that time with a 20% discount applied.
You can only buy whole shares, not fractions of them, so the amount used to buy shares is often lower than the 'total amount available to buy shares'.
As it is only possible to buy whole shares, any left over amount that could not be used to buy a share will be returned to you.
This is the difference between the 'total amount available to buy shares' and the 'cost at discounted share price'.
This is the 'total amount available to buy shares' divided by the 'discounted share price' – rounded down to the nearest whole share.
We can't predict future share prices, so this model uses the current share price as a starting point.
You can adjust it higher or lower to see how any future changes in the share price may impact the potential value of your shares, should you choose to purchase them with your savings.
This is your 'total shares' multiplied by the 'current/estimated share price'.
This is the 'Estimated future value' minus the 'Cost at discounted share price'.
This amount may be subject to tax.
Sharesave is a savings plan that lets you put aside a fixed amount of money each month, directly from your net salary, for a set period of 3 years. At the end of the saving period, you can use your savings to buy Flutter shares at a discounted price, or you can just take your savings back if you prefer. It's a simple way to save money and potentially benefit if the company's share price goes up.
If you've heard of 'Save As You Earn (SAYE)' elsewhere, it's the same share plan as Sharesave, just an alternative name.
Put simply, a share plan is an opportunity for you to own part of the company you work for by buying shares.
There are different types of share plan with different features, and companies will choose the one that best suits the needs of their people and their business.
Sharesave is our chosen share plan offered across the Flutter family.
You can choose to save any amount between £10 and £500 a month.
If you're already saving into a previous year's Sharesave, your combined monthly savings across all active plans can't be more than £500 in total. If you complete a Sharesave this year, as long as you've not missed any payments, that monthly savings amount won't count toward the limit anymore, freeing up space for you to use in the next Sharesave.
Just remember, while you can take payment breaks of up to 12 months, you can't reduce or increase the monthly amount once the invitation period has closed.
The number of shares you can buy at the end depends on two things:
To see how many shares you could buy, try out our calculator.
You'll be buying shares in Flutter Entertainment plc. These shares are listed on the London Stock Exchange (LSE) and traded in GBP.
You can view our current share price and historical performance on our website.
Before each Sharesave period starts, we set a discounted price. This is the market price of a Flutter share at that time, with a 20% discount applied.
If, at the end of your Sharesave, the market price is higher than the discounted price, you can use your savings to buy shares at this discounted price. If the market price is lower, you can simply take back your savings instead.
For contracts from 2023, if you complete the 3-year savings period, you'll receive a tax-free bonus instead of traditional interest. This bonus is a multiple of your monthly savings. For example, if the rate is 1.1x and you save £50 a month, you'll get a £55 bonus at the end.
If you leave Sharesave early, you won't receive the bonus. However, if you've been saving for at least a year, you'll get some interest instead.
The bonus and interest rates are set at the start of each new Sharesave and stay fixed for the full 3 years. You can find this year's rates under the Join section when Sharesave is open to join. The rates are set by HMRC.
Once you've completed your savings, you will have the chance to buy shares with the money you've saved plus the tax-free bonus, at the discounted price fixed at the beginning of your Sharesave.
If you're already in a previous Sharesave, you can still join this year's. Just keep a few things in mind:
Lloyds Bank
Absolutely! Your savings are securely held in an individual account set up with Lloyds Bank for 3 years, and they are fully protected under the Financial Services Compensation Scheme (FSCS) like other savings accounts you may have.
Sharesave is open to all colleagues, whether you're permanent or fixed-term. You just need to be employed by a specific cut-off date each year before Sharesave opens – this date will be shared in our communications. If you're not eligible this year, don't worry, Sharesave should be back next year!
Please note, Sharesave isn't available for contractors.
Sharesave is open for a limited time each year, usually just a couple of weeks. We send out communications to make sure everyone is aware and has the chance to join.
You can join via Shareworks, our share plan platform. It's run by Morgan Stanley at Work, our share plans administrator.
Saving for the first time?
You can activate your account by clicking on the following link: Activate my account
You will need to activate your account using the 'My company email address' option. If you don't have a Flutter email address you will need to use your personal email address registered on your local HR system.
Once you have entered your correct email address, you will receive an email that contains a link to activate your account. Please note: The email will require some specific information to hand, to complete the activation process. (Date of birth & Surname).
Click the link to access a verification page and enter the required identifying information.
Once your identity has been verified, create a login ID, username, and password. Please note: If you choose not to create a username, you will be provided with an account number as your username. Immediate access to your account is provided.
Saved before?
If you already have a Shareworks account, log in with your username and password as usual.
Apply online flutter.solium.com
You apply for Sharesave in your Task Area on your Dashboard – simply click on Apply for a Contract.
No, joining Sharesave will not affect your statutory sick pay, statutory maternity pay, or any other employee benefits you receive.
You can activate your account by clicking on the following link: Activate my account.
Please note that you'll need to provide your surname and date of birth.
In addition, after logging in for the first time you will need to provide your phone number, to allow the Shareworks Two Factor Authentication (2FA) process. This is required for you to add bank details and to process a request once you've finished saving.
If you have any issues with activating your account, or have any further questions, please contact Shareworks – see the 'Support' section of this page.
You'll receive a notification from Shareworks after the invitation period closes confirming that you can view the number of shares you will be able to buy at the end of the savings period on your account. This number is calculated by taking the total amount you will save plus the bonus and dividing the total by the fixed discounted price.
Any remainder that doesn't buy a whole share will be returned to you in cash. This way, all of your savings are either used toward purchasing shares or returned directly to you, ensuring nothing is lost.
Unfortunately not. Once you've picked your monthly amount, you'll need to stick with it for the full 3 years. However, you can take a savings break of up to 12 months.
Yes, you can take a savings break of up to 12 months if needed. This can be a single break or a series of shorter ones. Just let payroll know when you want to pause and for how long.
Any break time will be added to the end of your three-year savings period, so each month you pause means saving for an extra month. This will also delay the date you can buy your shares. You can't make up for missed payments later by back-dating or overpaying.
If you take a break longer than 12 months, your Sharesave will end – you'll get your savings back, plus any interest (if applicable).
Yes, you can leave Sharesave at any time and take back all your savings. Depending on the terms of your Sharesave, if you've been saving for more than a year, you may also receive interest.
To leave early, simply make a request through the Shareworks platform.
Keep in mind that if you choose to leave early, you won't be able to buy shares at the discounted price.
You can easily view and manage your Sharesave on the Shareworks platform.
If you lose your user name or account number or forget your password, just go to the Shareworks login page and follow the on-screen prompts to have your details sent to your email.
For any other access issues, contact Morgan Stanley at Work via the 'Contact Us' link on the login page for assistance.
If you change your name or address, simply update your details in FlutterBe or your local HR system, and the information will be automatically sent to Shareworks.
If you go on long-term leave (family leave, extended sickness, or a career break) and your pay is still more than your monthly savings amount, your savings will continue automatically.
If your pay isn't enough to cover your savings, you have two options: take a break or make the payments yourself. To keep saving, please read the standing orders FAQ under the 'Resources' section.
You can still buy shares at the discounted price if you:
If you don't return to Flutter after your leave, you can cancel your Sharesave and get all your savings back, plus interest (if applicable).
We'll be sad to see you go but if you leave Flutter you'll always get back the money you have saved. While you won't receive the tax-free bonus, if you've saved for 12 months or more, you may get some interest.
If the reason you're leaving us is because you're retiring at the specified age, are in ill health or have been made redundant, you can choose to continue saving for another six months if you want to. Then you can either get your savings back or buy a reduced number of shares at the discounted price.
If you resign or leave for any other reason not covered above, your opportunity to buy Flutter shares at a discount will lapse. However, you can continue to save to the end of your Sharesave and take back your savings and bonus (where a bonus applies) or, alternatively, you can stop saving and get all your money back with any interest.
Once you've left Flutter you'll receive a notification to view details on Shareworks, setting out the choices available to you.
If you move to another company within the Flutter family, you can continue saving (subject to any local restrictions), but you'll need to set up a standing order to keep your savings going. Please see the guide under the 'Resources' section called 'Sharesave Relocation Transfer Continuation of Payment guide'.
If you move internationally, the local tax rules in that country will apply to any Sharesave profit and bonus, and this will be discussed with you at the time.
It's not easy to think about, but if you pass away while saving in Sharesave, your contributions will stop automatically. Your personal representative can then choose to:
When you finish saving into Sharesave, any tax-free bonus will be added to your savings. You then have six months to decide what to do:
If you withdraw your savings but change your mind, your option to buy shares stays valid for the rest of the six-month window. Just contact Morgan Stanley at Work to return your savings, and they'll update your account.
If you buy the shares, they're yours to:
If you decide to buy and immediately sell your shares, the cash amount you receive will depend on the Flutter share price at the time you request to buy the shares. Since the share price can go up or down during these six months, you'll need to decide when the best time is for you to take action. The more the share price has increased from the discounted price (set at a 20% discount) at the start of Sharesave, the bigger your cash gain will be.
Remember to make your choice within six months of finishing your savings, which you can do on the Shareworks platform.
Whether you'll pay tax depends on your personal situation and what you decide to do with your Sharesave.
Taking back your savings: No tax to pay on your savings, and any bonus is tax-free!
Buying shares and selling them: You won't normally owe Income Tax or National Insurance, but if you sell the shares for more than you paid, you could make a profit. You might need to pay Capital Gains Tax (CGT) on this profit. The tax-free allowance covers all profits from assets you sell, including shares. Check the HMRC website for the latest rates.
Keeping your shares: You'll be entitled to any dividends paid by Flutter, which is a share of profits. Just note that Flutter isn't currently paying dividends. Some dividends can be tax-free if they fall within the annual allowance amount – see the HMRC website for up-to-date allowances.
Transferring shares to an ISA: If you transfer your shares to a stocks and shares ISA within 90 days, you won't pay CGT. You also won't pay tax on any future dividends or CGT on any sale directly from the ISA.
For more details, visit the HMRC website.
Your decision depends on your personal circumstances and the share price at the time. Here are some possible outcomes:
Remember, share prices can fluctuate, and any profit when selling shares may be subject to Capital Gains Tax.
You can log into your account here: Shareworks
For any help accessing or managing your Shareworks account, contact the team at Morgan Stanley at Work:
Note: Service is available from Landline and Mobile only. These numbers will not work via Zoom or any other Internet phone line.
We try to avoid jargon, but if you come across these terms, here's what they mean:
The amount you choose to save each month, between £10 and £500.
The length of time you save for – 3 years.
This gives you the right to buy a set number of Flutter shares at a fixed discounted price once you've finished saving. It's called an 'option' because it's your choice: you can either buy the shares or take back your savings.
The fixed price each year is set with a 20% discount on the market value just before the joining window opens. This is the price at which you'll have the option to buy shares once your savings period is complete.
The time each year when eligible employees can join Sharesave – usually about 14 days. You need to apply during this window or wait until next year.
The date after the joining window closes when applications to join Sharesave are officially accepted and confirmed.
The date when your 12 month savings period ends, and your chance to buy the shares at the discounted price begins – you have 2 months to decide from this date.
'Exercise' means making a request to buy shares. The exercise window is the 6-month period in which you can decide to buy shares at the discounted price or take back your savings.
The moment you buy Flutter shares at the 20% discount, you'll own part of our company and be a shareholder – and with that comes some fantastic perks!
Join the Flutter family and share
in our collective, global success.
20% discounted price:
£174.64 per share
Tax-free bonus rate:
0.9 times your monthly savings amount
Interest rate if you leave:
1.17% after 12 months but before 3 years
We're no longer accepting applications for this year's Sharesave. You'll be invited to join again in 2025 should Sharesave be offered again.
Download the Shareworks app to access your account and join
If you have a question that hasn't been answered here, just email the team:
For any help accessing or managing your Shareworks account,
contact the team at Morgan Stanley at Work:
United Kingdom
0808 234 9514
(8am to 6pm GMT Monday to Friday)
Ireland
1-800-550-000
(Please then enter the Morgan Stanley code: 800-871-3821)
(8am to 6pm GMT Monday to Friday)
Note: Service is available from Landline and Mobile only. These numbers will not work via Zoom or any other Internet phone line.