You've finished saving
Well done for hitting this key milestone, and thanks for being on the journey with us.
But it's not the end! Now it's time to decide what to do once you reach your maturity date (1 February 2026). Buy Flutter shares at a discounted share price or take your money back.
You'll need to make your decision between 2 February and 31 July 2026.
As a reminder, your discounted share price is $208.77 per share (25% off the market price when you joined in 2024). The market price for our shares varies from day to day and as at 28 January 2026 your Sharesave is "out of the money", meaning the option price set is higher than the market price. If the market price increases, you may have the opportunity to make a profit from Sharesave as you have six months to decide what to do. However, there's good news: you're guaranteed to receive your 12 months of savings back in full.
You can see our current share price here, and explore different scenarios using the calculator below.
Your options
Buy shares at the discounted price and sell them straight away
(Exercise and sell)
If our share price is higher than $208.77, you could make a gain and profit from our success immediately – subject to fees and tax. Funds will reach you in 2-5 working days.
Please note, it will not be possible to place an instruction to sell your shares on EquatePlus unless the Flutter market price is above the discounted share price of $208.77.
Take back your savings as cash in full
(Withdraw)
Personal circumstances or market conditions may mean that buying shares isn't right for you this time. Make your money work for you in other ways!
A quick reminder
If you don't take any action by the end of your six-month decision window, you will lose the opportunity to buy Flutter shares at your discounted price. You'll still get all your savings back, but you will no longer be able to buy shares.
What your savings could be worth
Discover what your discounted shares could be worth today and see how their value might change as the market moves. Exploring different scenarios in this way can help you decide what's right for you.
This calculator is for illustrative purposes only, as there are future variables that cannot be predicted.
Please refer to the information buttons throughout each section for further information.
Tax considerations
You will need to pay some tax when buying or selling shares. Figures shown in the calculator do not take into account any taxes that may be due. For more information, see the Understanding tax section below.
This is your 'monthly savings amount' multiplied by 12 months
This is your 'total savings'.
The discounted price is set before each Sharesave period starts. This was our market share price at that time with a 25% discount applied.
You can only buy whole shares, not fractions of them, so the amount used to buy shares is often lower than the 'total amount available to buy shares'.
As it is only possible to buy whole shares, any left over amount that could not be used to buy a share will be returned to you.
This is the difference between the 'total amount available to buy shares' and the 'cost at discounted share price'.
This is the 'total amount available to buy shares' divided by the 'discounted share price' – rounded down to the nearest whole share.
This is the current Flutter share price on the New York Stock Exchange (NYSE: FLUT), last updated: 2026-02-03
We can't predict future share prices, so this model uses the current share price as a starting point.
You can adjust it higher or lower to see how any future changes in the share price may impact the potential value of your shares, should you choose to purchase them with your savings.
This is your 'total shares' multiplied by the 'current/estimated share price'.
This is the 'Estimated future value' minus the 'Cost at discounted share price'.
This amount may be subject to tax.
Understanding tax
You will need to pay tax when buying shares as part of Sharesave. You may also need to pay tax if you make a profit when you sell your shares.
To understand how tax may apply to Sharesave see your country-specific tax guide, provided by Morgan Stanley at Work.
Please note that tax rules differ by country and depend on individual circumstances. This website provides general information only and does not provide tax advice. Tax laws and regulations may change over time.
Q&A – Your questions answered
When your 2024 Sharesave comes to an end, you have two choices:
- Buy Flutter shares at $208.77 and sell all of them straight away. (Exercise and sell)*
- Take all your savings back as cash (withdraw)
*The sale will be at the market price at the time. Enough shares will be sold to cover the cost of buying the shares (option costs), taxes which must be withheld by your employing company plus any fees.
You'll be able to explore the available options on EquatePlus once Sharesave ends. If the market price is below the discounted price, you will only be able to place an instruction to take your savings back as cash.
When you joined the 2024 Sharesave, the Flutter share price was $278.35. We then applied a 25% discount, reducing the price to $208.77. This is the amount that was fixed at the start of Sharesave 2024, and is the amount you can buy Flutter shares for now.
Once your 2024 Sharesave comes to an end, you have 6 months to decide what to do with your savings. Your decision window opens on February 2, 2026 and closes on July 31, 2026.
If you decide to buy and immediately sell your shares, the cash amount you receive will depend on the Flutter share price at the time you request to buy (and sell) the shares. Since the share price can go up or down during these six months, you'll need to decide when the best time is for you to take action. If the share price increases from the discounted price set at the start of Sharesave you may make a gain.
When your decision window closes, you'll lose your right to buy (and sell) Flutter shares at your discounted price of $208.77. Your only option will be to request a refund of savings on EquatePlus.
You must make your decision at equateplus.com. Log in, choose what you wish to do, and follow the on-screen instructions.
If you have any issues logging in, please see the Help section on the login page.
Once logged in, if you need help navigating your account, please see Computershare's step-by-step guide to using EquatePlus. This can be found under the Help section on the EquatePlus homepage.
If you're not sure which option is right for you, take some time to explore your choices and think about what best fits your personal circumstances.
Nudge, our financial education platform, can help you to learn more about financial health and resilience, so you can make a holistic decision. You may also wish to seek independent financial advice from a qualified adviser in your country.
If you left Flutter before you finished saving, your choices now would depend on why you left.
| Qualifying reason | Non-qualifying reason | |
|---|---|---|
| Why you left | Retirement Ill health Redundancy |
Resignation Dismissal |
| What to expect | You'll have 6 months from the earlier of your maturity date and your leaving date to either take your savings back in full, or use your savings to buy Flutter shares at the discounted price. | You should have received your savings back in full when you left. If you've not received your savings back, you can request these by logging into EquatePlus You won't have the opportunity to buy Flutter shares at the discounted price. |
If you leave Flutter during the decision window, in most circumstances you'll still be able to use your savings to buy Flutter shares at the discounted price or withdraw your savings. Your six-month decision window stays the same (six months from the Maturity Date), whatever your reason for leaving.
Everything you need to view and manage your 2024 Sharesave is available in your EquatePlus account. There you can see:
- Your original contribution amount
- How many shares you can buy at the $208.77 fixed price
If you want to see what that could look like for you, use our calculator above.
Need some help navigating your EquatePlus account? Please see Computershare's step-by-step guide to using EquatePlus. This can be found under the Help section on the EquatePlus homepage.
Your savings are held in a bank account operated by your employing company. You'll be able to check your payslips to see how much you've saved since the plan started.
No – you can't split your savings between buying shares and taking cash. With Sharesave, you can either use all your savings to buy shares or withdraw your savings in full.
Withdrawing your savings counts as choosing not to buy shares. If you do take back your savings, you won't be able to buy shares.
You can buy your shares and sell them immediately through your EquatePlus account. You will only be able to place an instruction to sell your shares if the Flutter share price is more than the price you can buy the shares at $208.77.
Enough shares will be sold to cover the following:
- the cost of buying the shares (option costs)
- any taxes to be withheld by your employing company
- any fees such as broker commission and bank transfer fees
Your savings will be returned to you separately via payroll within 4-6 weeks of you buying the shares.
When Sharesave ends, log into your account to view the Task and follow the on-screen steps to buy your shares at $208.77 per share and sell immediately ("Exercise and sell").
Your shares will be traded on the New York Stock Exchange in USD and the proceeds will be paid to you as per the bank account registered on EquatePlus, under Financial Details. The funds from the sale will normally reach your bank account within 2 - 5 working days.
Please be aware that Computershare will charge you a USD fee equivalent to $30 or 0.35% of the sale proceeds (whichever is greater) when you sell shares. There may also be a funds transfer fee. A full schedule of fees can be found on your Equateplus account under 'Library', 'Documents' and 'Agreements.
You'll need to make sure your bank details are up to date on your EquatePlus account.
Login to EquatePlus and go to your Profile picture (top right) and select 'Financial details' from the drop-down menu. This is where you can:
- Add a new bank account. Click 'Add new bank account' at the top right-hand of the screen.
- Review your bank account details. Click 'Edit account' under the relevant account name and follow the onscreen instructions.
No. Once you've instructed Computershare to buy or sell shares, the transaction can't be reversed.
Depending on where you live, tax may apply when you buy shares using your Sharesave savings and sell them immediately. In the US, federal tax rules apply nationwide, but state and local taxes can vary.
The type of tax you pay, how much you pay, and when it is due will depend on your personal circumstances.
To understand what taxes you may need to pay visit the Understanding tax section on this page, which includes a link to country-specific tax guides provided by Morgan Stanley at Work.
No – your savings are your own money, and there is no tax applicable.
Most colleagues can buy and sell Flutter shares when they wish. Some colleagues will need special permission if they are classified as a Restricted Person, which means you must request clearance before you trade. You can do this via the "Dealing Request function" on Insidertrack before placing your instruction on EquatePlus. You can only trade during a trading window.
You will have received an email from InsiderTrack (flutter@insidertrack.net) to notify you if you are a Restricted Person. You will also receive a communication from InsiderTrack notifying you when Flutter trading windows open or close.
To access InsiderTrack, if you have Single Sign On (SSO) then click on the InsiderTrack tile in your apps. If you do not have SSO user access, then follow the link: https://www.flutterinsiders.com/portallogon – all Restricted Persons will have previously been sent a username (which is your email address) and password and must complete the required account information. Once logged in, click on "Request to deal", fill out the form and submit.
A response will typically be given within 2 business days from submission, therefore ensure sufficient time is allowed for this. If clearance to deal is given, a notification with a clearance to deal window will be provided to you by a member of the Company Secretariat team. An instruction via EquatePlus can only be made within that clearance to deal window. If the clearance to deal window ends and an instruction has not been given, then clearance will need to be reapplied for. If you subsequently become aware that you may be in possession of inside information and/or material non-public information you must not deal (regardless of having obtained clearance) and must inform the Company Secretariat team immediately.
If you have any questions about being a Restricted Person or around permission to deal, or if you need your password re-set, please contact cosec@flutter.com.
You can log into your account here: EquatePlus.
If you are experiencing difficulties logging in or managing your EquatePlus account you can contact the Computershare team at:
- United States: +1 877 505 8457
Your account
EquatePlus is our share plan platform. It's run by Computershare, our share plans administrator.
Head to EquatePlus to:
- See your original contribution amount
- Confirm how many shares you can buy
- Check your personal and bank details are up to date
Access your EquatePlus account
Visit EquatePlusNeed some help navigating your account?
Check out the Help tab on EquatePlus.
Accessing EquatePlus on the go?
Download the EquateMobile app to
access your account and join
Support
For any help accessing or managing your EquatePlus account,
contact the team at Computershare:
+1 877 505 8457
Once logged in to EquatePlus…
You can also use the HelpChat available via Help/Access & Setup/Who can I contact if I need help?
If you have any other questions, just email the team:
Disclaimer
- This site is intended to provide information and not advice. No member of Flutter or any of their officers, employees, agents or representatives is giving you investment, tax or other advice in relation to Sharesave.
- Whether or not you decide to buy shares is a personal decision which will have no impact on your employment relationship and is a personal decision.
- The value of Flutter shares can go down as well as up.
- You may wish to seek independent, professional financial and/or tax advice if you need tailored advice specific to your circumstances.
- The information provided on this website and other communications is provided in good faith. If it conflicts with any official documentation or applicable legislation, they will prevail.