Sharesave is now closed for 2024
We're no longer accepting applications for this year's Sharesave.
You'll be invited to join in 2025 should Sharesave be offered again.
Imagine being part of something where your efforts not only contribute to Flutter's success, but also reward you personally.
We're committed to building an inclusive workplace where you feel valued and recognised. That's why we're excited to offer Sharesave – a simple way to share in our global success.
Sharesave provides you with the opportunity to buy Flutter shares at a 25% discount. Save from as little as the local equivalent of €12 a month straight from your net salary, for three years, and at the end you can decide to use your savings to buy Flutter shares at the discounted price or take your savings. The choice is entirely yours.
This is your chance to benefit as our company grows. Sharesave is open to all permanent and fixed-term colleagues, providing you joined us before 26 November 2024.
Save directly from your monthly salary through payroll for 3 years
Choose a fixed monthly savings amount between
€12 and €500
Enjoy the option to buy shares at a 25% discount
Leave any time or take a savings break of up to 6 months
Share price discounted by 25%
Application window
Your first savings taken
Finish saving
Decide what to do with your savings
Sharesave opened with a discounted share price set at €198.92. Rick liked the flexibility and simplicity of it, so he joined and saved €50 a month.
After three years, Rick had saved €1,800. By then, the Flutter share price had increased to €220.
Rick decided to use his savings to buy shares at the discounted price. With his €1,800, he can buy 9 Flutter shares (€1,800 ÷ €198.92 = 9 shares).
If he decides to sell his shares at the new Flutter share price, they will be worth €1,980, (9 shares x €220 per share). This would be a profit of €180 (€1,980 - €1,800), which is a gain of around 10%.
Remember past performance is not necessarily a guide to future performance. The performance of investments is not guaranteed and the value of any investment can go down as well as up. You can withdraw your savings, in full, either during or at the end of Sharesave.
We know that life can be unpredictable, so it's good to know Sharesave can work for your personal circumstances. Use this calculator to see what Sharesave might look like for you – model different scenarios to help you make the right decision.
This calculator is for illustrative purposes only, as there are future variables that cannot be predicted.
Please refer to the information buttons throughout each section for further information.
Capital Gains Tax (CGT)
In some circumstances, you may have to pay Capital Gains Tax when you sell your shares if your gain is above the personal exemption amount. The annual exemption is currently €1,270. This calculation does not include any other CGT gains you may have made from different assets.
For more information, please visit Revenue.
The minimum and maximum contribution amounts are set prior to the Sharesave join period using a fixed conversion rate.
The rest of this calculator is based on the current exchange rate: £1.00 = €1.2024 (last updated: 2024-11-25).
This is your 'monthly savings amount' multiplied by 36 months (3 years)
This is your 'total savings'.
The discounted price is set before each Sharesave period starts. This is our market share price at that time with a 25% discount applied.
You can only buy whole shares, not fractions of them, so the amount used to buy shares is often lower than the 'total amount available to buy shares'.
As it is only possible to buy whole shares, any left over amount that could not be used to buy a share will be returned to you.
This is the difference between the 'total amount available to buy shares' and the 'cost at discounted share price'.
This is the 'total amount available to buy shares' divided by the 'discounted share price' – rounded down to the nearest whole share.
We can't predict future share prices, so this model uses the current share price as a starting point.
You can adjust it higher or lower to see how any future changes in the share price may impact the potential value of your shares, should you choose to purchase them with your savings.
This is your 'total shares' multiplied by the 'current/estimated share price'.
This is the 'Estimated future value' minus the 'Cost at discounted share price'.
This amount may be subject to tax.
Sharesave is a savings plan that lets you put aside a fixed amount of money each month, directly from your net salary, for a set period of 3 years. At the end of the saving period, you can use your savings to buy Flutter shares at a discounted price, or you can just take your savings back if you prefer. It's a simple way to save money and potentially benefit if the company's share price goes up.
If you've heard of 'Save As You Earn (SAYE)' elsewhere, it's the same share plan as Sharesave, just an alternative name.
Put simply, a share plan is an opportunity for you to own part of the company you work for by buying shares.
There are different types of share plan with different features, and companies will choose the one that best suits the needs of their people and their business.
Sharesave is our chosen share plan offered across the Flutter family.
You can choose to save any amount between €12 and €500 a month.
If you're already saving into a previous year's Sharesave, your combined monthly savings across all active plans can't be more than €500 in total. If you complete a Sharesave this year, as long as you've not missed any payments, that monthly savings amount won't count toward the limit anymore, freeing up space for you to use in the next Sharesave.
Just remember, while you can take payment breaks of up to 6 months, you can't reduce or increase the monthly amount once the invitation period has closed.
The number of shares you can buy at the end depends on two things:
To see how many shares you could buy, try out our calculator.
It doesn't. Savings are made in EUR and you'll buy the shares at the EUR option price.
However the shares are traded on the London Stock Exchange (LSE). Any sale proceeds from any sale will be in GBP, converted to your requested currency, at the exchange rate at the time of transfer to your bank account.
You'll be buying shares in Flutter Entertainment plc. These shares are listed on the London Stock Exchange (LSE) and traded in GBP.
You can view our current share price and historical performance on our website.
Before each Sharesave period starts, we set a discounted price. This is the market price of a Flutter share at that time, with a 25% discount applied.
If, at the end of your Sharesave, the market price is higher than the discounted price, you can use your savings to buy shares at this discounted price. If the market price is lower, you can simply take back your savings instead.
No interest is paid during the savings period.
If you're already in a previous Sharesave, you can still join this year's. Just keep a few things in mind:
Your savings are held for three years in an account that is set up with Allied Irish Banks, p.l.c. and are fully protected under the Deposit Guarantee Scheme.
Absolutely! Your savings are fully protected under the Deposit Guarantee Scheme.
Sharesave is open to all colleagues, whether you're permanent or fixed-term. You just need to be employed by a specific cut-off date each year before Sharesave opens – this date will be shared in our communications. If you're not eligible this year, don't worry, Sharesave should be back next year!
Please note, Sharesave isn't available for contractors.
Sharesave is open for a limited time each year, usually just a couple of weeks. We send out communications to make sure everyone is aware and has the chance to join.
You can join via EquatePlus, our share plan platform. It's run by Computershare, our share plans administrator for the 2024 Irish launch.
Please note all other plans will be moving from Shareworks to Computershare in January 2025.
When Sharesave opens, we'll arrange for the EquatePlus user ID to be sent to every eligible colleague.
Join from your desktop:
Join through the mobile app
Can't find your login details? Go to the EquatePlus login page to request your password, or call Computershare to help you – details are on the 'Support' section.
No, joining Sharesave will not affect your statutory sick pay, statutory maternity pay, or any other employee benefits you receive.
[TBC]
You'll receive a notification from Computershare after the invitation period closes confirming that you can view the number of shares you will be able to buy at the end of the savings period on your account. This number is calculated by taking the total amount you will save and dividing the total by the fixed discounted price.
Any remainder that doesn't buy a whole share will be returned to you in cash. This way, all of your savings are either used toward purchasing shares or returned directly to you, ensuring nothing is lost.
It doesn't. Savings are made in EUR and you'll buy the shares at the EUR option price.
However the shares are traded on the London Stock Exchange (LSE). Any sale proceeds from any sale will be in GBP, converted to your requested currency, at the exchange rate at the time of transfer to your bank account.
No. Once you've picked your monthly amount, you'll need to stick with it for the full three years. However, if needed, you can take a savings break of up to 6 months.
Yes, you can take a savings break of up to 6 months if needed. This can be a single break or a series of shorter ones. Just let payroll know when you want to pause and for how long.
Any break time will be added to the end of your three-year savings period, so each month you pause means saving for an extra month. This will also delay the date you can buy your shares. You can't make up for missed payments later by back-dating or overpaying.
If you take a break longer than 6 months, your Sharesave will end – you'll get your savings back.
Yes, you can leave Sharesave at any time and take back all your savings.
To leave early, simply make a request through the EquatePlus platform.
Keep in mind that if you choose to leave early, you won't be able to buy shares at the discounted price.
You can easily view and manage your Sharesave on EquatePlus or the EquateMobile app.
If you lose your user ID or forget your password, just go to the EquatePlus login page and follow the on-screen prompts to have your details sent to your email.
For any other access issues, contact Computershare for assistance.
If you change your name or address, simply update your details in your local HR system, and the information will be automatically sent to Computershare.
If you go on long-term leave (family leave, extended sickness, or a career break) and your pay is still more than your monthly savings amount, your savings will continue automatically.
If your pay isn't enough to cover your savings, you have two options: take a break or make the payments yourself. To keep saving, please read the standing orders FAQ under the 'Resources' section.
You can still buy shares at the discounted price if you:
If you don't return to Flutter after your leave, you can cancel your Sharesave and get all your savings back.
We'll be sad to see you go but if you leave Flutter you'll always get back the money you have saved.
If the reason you're leaving us is because you're retiring at the specified age, are in ill health or have been made redundant, you can choose to continue saving for another six months if you want to. Then you can either get your savings back or buy a reduced number of shares at the discounted price.
If you resign or leave for any other reason not covered above, your option cannot be exercised and will lapse. However, you can get all your money back with any interest due.
Once you've left Flutter you'll receive a notification to view details on Computershare of the choices available to you.
If you move to another company within the Flutter family, you can continue saving (subject to any local restrictions), but you'll need to set up a standing order to keep your savings going. Please see the guide under the 'Resources' section called 'Sharesave Relocation Transfer Continuation of Payment guide'.
If you move internationally, the local tax rules in that country will apply to any Sharesave profit, and this will be discussed with you at the time.
It's not easy to think about, but if you pass away while saving in Sharesave, your contributions will stop automatically. Your personal representative can then choose to:
It doesn't. Savings are made in EUR and you'll buy the shares at the EUR option price.
However the shares are traded on the London Stock Exchange (LSE). Any sale proceeds from any sale will be in GBP, converted to your requested currency, at the exchange rate at the time of transfer to your bank account.
When you finish saving into Sharesave, you then have six months to decide what to do:
If you buy the shares, they're yours to:
If you decide to buy and immediately sell your shares, the cash amount you receive will depend on the Flutter share price at the time you request to buy the shares. Since the share price can go up or down during these six months, you'll need to decide when the best time is for you to take action. The more the share price has increased from the discounted price (set at a 25% discount) at the start of Sharesave, the bigger your cash gain will be. The sale proceeds from any sale will be in GBP, converted to your requested currency, at the exchange rate at the time of transfer to your bank account.
Remember to make your choice within six months of finishing your savings, which you can do on the Computershare platform.
Whether you'll pay tax depends on your personal situation and what you decide to do with your Sharesave.
Taking back your savings: No tax to pay on your savings.
Buying shares and selling them: There is usually no Income Tax to pay on the value of your gain, but USC and PRSI will be due.
Keeping your shares: There is usually no Income Tax to pay on the value of your gain, but USC and PRSI will be due. You are then a shareholder and have the chance to share in our global success going forward. You can choose to sell your shares at a later date (CGT may then be due on the value of any subsequent gain in the share price).
It doesn't. Savings are made in EUR and you'll buy the shares at the EUR option price.
However the shares are traded on the London Stock Exchange (LSE). Any sale proceeds from any sale will be in GBP, converted to your requested currency, at the exchange rate at the time of transfer to your bank account.
Your decision depends on your personal circumstances, the share price and the exchange rate at the time. Here are some possible outcomes:
Remember, share prices can fluctuate, and any profit when selling shares may be subject to tax.
You can log into your account here: EquatePlus
If you are experiencing difficulties logging in you can contact the Computershare team at:
We try to avoid jargon, but if you come across these terms, here's what they mean:
The amount you choose to save each month, between €12 and €500.
The length of time you save for – 3 years.
This gives you the right to buy a set number of Flutter shares at a fixed discounted price once you've finished saving. It's called an 'option' because it's your choice: you can either buy the shares or take back your savings.
The fixed price each year is set with a 25% discount on the market value just before the joining window opens. This is the price at which you'll have the option to buy shares once your savings period is complete.
The time each year when eligible employees can join Sharesave – usually about 14 days. You need to apply during this window or wait until next year.
The date after the joining window closes when applications to join Sharesave are officially accepted and confirmed.
The date when your 12 month savings period ends, and your chance to buy the shares at the discounted price begins – you have 2 months to decide from this date.
'Exercise' means making a request to buy shares. The exercise window is the 6-month period in which you can decide to buy shares at the discounted price or take back your savings.
The moment you buy Flutter shares at the 25% discount, you'll own part of our company and be a shareholder – and with that comes some fantastic perks!
Join the Flutter family and share
in our collective, global success.
We're no longer accepting applications for this year's Sharesave. You'll be invited to join again in 2025 should Sharesave be offered again.
25% discounted price:
€198.92 per share
Download the EquateMobile app to
access your account and join
If you have a question that hasn't been answered here, just email the team:
For any help accessing or managing your EquatePlus account,
contact the team at Computershare:
Ireland
+353 1800 817 323
United Kingdom
+44 117 471 5342